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Some 10,600 home fires each year are caused by grills, according to the National Fire Protection Association. You don’t want yours to be one of them. Before barbecue season starts, make sure your grill or smoker is a safe distance from your home, deck railings and overhanging balcony or shrubbery.

Pay your bills, file a claim, access your auto and home policy ID cards on the fly — anytime, anywhere on the Farmers® mobile app. You don’t even have to log in. Call me if you have any questions.

Why does turning on your high beams when it’s foggy make it harder to see the road? Because the light bounces off tiny water droplets in the air, reducing visibility.

Does daylight saving time kick your butt? Before it’s time to spring forward, try this jet-lag hack: Go to bed earlier, in 15-minute increments, four or five days before it starts. On the day you “lose” an hour of sleep, you’ll be better acclimated to the time change.

Fireplace safety 101: Keep those glass doors open to help prevent fire-causing creosote buildup. But keep mesh curtains closed to keep embers from shooting out.

Long, cold winters put your HVAC air filters to the test. Debris buildup and algae force units to work harder, driving up energy costs and wearing out your system. Is it time for a change? For more tips on annual maintenance, call me.

The average U.S. household had 22 connected devices according to a 2022 survey by Deloitte — more than double the average in 2019. It’s important to check your cords regularly for fraying, insulation breaks or a loose connection. Try not to use extension cords. And never force a plug into an outlet.

Confession: I’m kind of old school. But with mobile app payment reminders, I never miss a bill. Call me to talk about your policy or how to make payments stress-free.

Embarking on the trip of a lifetime? Sharing exotic travel snaps and selfies on social might raise the risk of a robbery while you’re away. Save those posts for when you’re safely back home.

High-ticket purchases are exciting. Keeping track of your receipts and taking photos of your new things is not — but it’s important, in case you ever needed to file a claim.